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Bringing Generations Together: Tips for Finding the Perfect Multigenerational Home in Prescott, Arizona
More families are discovering the benefits of living together under one roof. Whether it’s aging parents moving closer to their adult children, grandparents helping raise grandchildren, or adult children returning home to save money, multigenerational living is becoming an increasingly popular housing option.
And it’s easy to understand why! Sharing a home can provide financial benefits, strengthen family relationships, create built-in support systems, and give families more meaningful time together.
But buying a home for multiple generations requires a little more planning than a traditional home purchase. The right layout, privacy, accessibility, and shared spaces can make all the difference between a home that accommodates everyone and one where everyone truly feels at home.
If you’re considering a multigenerational home in Prescott, Arizona, here are some important things to consider before you start house hunting.
1. Look for a Floor Plan That Offers Privacy
One of the biggest challenges of multigenerational living is balancing time together with personal space. Everyone needs a place to retreat, relax, and enjoy some privacy.
When touring potential homes, look for:
- Separate bedroom areas: Ideally, bedrooms for different generations should be located in different sections of the home.
- Multiple bathrooms: Enough bathrooms can reduce morning congestion and provide greater independence.
- Separate living spaces: A second family room, den, bonus room, or finished basement can give different generations their own gathering areas.
- Sound separation: Look for solid doors, insulated walls, and bedrooms that aren’t directly beside noisy common areas.
A split-bedroom floor plan can be especially helpful because it separates the primary suite from additional bedrooms.
2. Consider a Private Suite or Separate Living Quarters
If your budget and the local housing market allow, a home with a separate living suite can be an excellent choice.
Some homes offer features such as:
- A guest suite with a private bathroom.
- A casita or detached guesthouse.
- A finished basement with a separate entrance.
- An attached apartment or in-law suite.
- A kitchenette or second kitchen.
- A private patio or outdoor entrance.
In the Prescott area, properties with casitas or guest quarters can be particularly appealing for families who want to live close together while maintaining some independence.
Be sure to check local zoning, building permits, and HOA restrictions before assuming a space can legally function as a separate dwelling or rental unit.
3. Think About Accessibility and Aging in Place
If parents or grandparents will be living in the home, make accessibility part of your home search from the beginning.
Even if everyone is healthy and mobile today, choosing a home with features that accommodate changing needs can save considerable expense and inconvenience later.
Look for:
- Single-level living or a main-floor bedroom and bathroom.
- Minimal steps at entrances.
- Wide hallways and doorways.
- Walk-in showers with low or no thresholds.
- Bathrooms with room for grab bars.
- Non-slip flooring.
- Good lighting throughout the home.
- Easy access to the kitchen, laundry, and outdoor areas.
A home with a primary bedroom and full bathroom on the main level is especially valuable. Stairs can become a challenge as family members age, so consider how comfortable the home will be five, ten, or even twenty years from now.
4. Make Sure the Kitchen and Dining Areas Work for Everyone
The kitchen is often the heart of the home, and in a multigenerational household, it may get a lot of use!
Think about how several people will prepare meals, store groceries, and gather around the table.
Features worth considering include:
- Plenty of counter space and food preparation areas.
- Ample refrigerator and pantry storage.
- A large dining area with room for everyone.
- An open floor plan that allows family members to gather comfortably.
- A second kitchenette if separate living quarters are available.
You may also want to consider whether the home has enough storage for multiple households’ cooking supplies, small appliances, and groceries.
5. Don’t Overlook Parking and Outdoor Space
With several generations living together, there may be more vehicles, visitors, and outdoor activities to accommodate.
When evaluating a property, consider:
- A three-car garage or additional parking.
- Adequate driveway space.
- Room for guests to park.
- A backyard or patio where everyone can gather.
- Fenced outdoor areas for children or pets.
- Low-maintenance landscaping.
One of the wonderful things about living in Prescott is the opportunity to enjoy the outdoors. A covered patio, spacious deck, or shaded backyard can provide a wonderful gathering place for family meals, celebrations, and everyday conversations.
6. Consider Location and Proximity to Everyday Needs
Location becomes especially important when several generations share a home. You may have school-aged children, working adults, and retirees with very different daily routines and needs.
Consider the home’s proximity to:
- Medical offices and hospitals.
- Grocery stores and shopping.
- Schools and childcare.
- Parks and recreational opportunities.
- Employment centers.
- Churches and community activities.
Prescott and the surrounding communities offer a variety of neighborhoods, each with its own character and lifestyle. Whether you’re considering Prescott, Prescott Valley, Chino Valley, or Dewey-Humboldt, think about which location will best serve everyone in your household.
7. Establish Expectations Before Moving In
A successful multigenerational home isn’t just about finding the right property. It’s also about creating a living arrangement that works for everyone.
Before purchasing, have an honest family discussion about:
- How household expenses will be divided.
- Who is responsible for maintenance and chores.
- How shared spaces will be used.
- Expectations regarding guests and entertaining.
- Privacy and personal boundaries.
- Long-term plans if someone’s needs change.
Having these conversations early can prevent misunderstandings and help everyone feel comfortable and respected.
Finding a Home That Brings Your Family Together
A multigenerational home can be one of the most rewarding investments a family makes. It creates opportunities for grandparents to build lasting relationships with grandchildren, adult children to support aging parents, and families to share the responsibilities and joys of everyday life.
The key is finding a home that offers the right balance of togetherness, privacy, functionality, and room to grow.
If you’re considering purchasing a multigenerational home in Prescott or the surrounding communities, having an experienced local Realtor by your side can make the process much easier.
Call Dena & Dave Plane today at (928) 830-6976! The Plane Team can help you explore available properties, identify homes with the features your family needs, and find the right property to bring your generations together.
Your family’s next chapter starts with finding the right place to call home!
Overcomer of the Year
This article is about so much more than real estate. It shares a very personal part of my journey through breast cancer, the way Dave stepped in beside me, and how one of the hardest seasons of my life taught me that strength doesn’t always mean doing everything yourself. To make this even more special, we took the photos in our own home.
After more than two decades in real estate, I’m incredibly grateful for the career Dave and I have built together, but even more grateful for the people we’ve met along the way. So many clients have become friends, referral partners, and what we lovingly call our “ambassadors.” You have trusted us with some of the biggest moments of your lives, and we will never take that for granted.
Cancer has a way of changing your perspective. These days, success looks a little different to me. It’s still about working hard and doing a great job for our clients—but it’s also about family, health, relationships, gratitude, and making sure I’m actually present for this beautiful life we’ve worked so hard to build.
10 Questions to Ask Before Hiring a Prescott Real Estate Agent
After 24 years of helping families buy homes throughout Prescott and the surrounding areas, we’ve learned that the right real estate agent can make or break your home-buying experience. As a husband-and-wife team who has worked with hundreds of buyers, we know firsthand how much local expertise and genuine communication matter when finding your perfect home.
Prescott’s real estate market has its own personality, shaped by everything from historic downtown properties to newer developments near the Granite Dells. Choosing an agent who truly understands these nuances can save you time, money, and unnecessary stress. Here are 10 essential questions to ask before you commit to working with a real estate agent.
How long has the agent worked in the Prescott market specifically?
Local experience matters more than overall years in the business. An agent who’s spent two decades in Phoenix may not know Prescott’s unique zoning laws, well-sharing agreements, or the quirks of buying property near national forest land.
What is the agent’s recent sales history in your target neighborhood?
Ask for specific addresses and closing prices from the last six to twelve months. This tells you whether the agent actively works in the areas you’re considering, whether that’s Prescott’s historic district, Williamson Valley, or Prescott Valley.
Can the agent provide references from recent buyer clients?
Don’t rely only on online reviews. Ask to speak directly with two or three recent clients with similar needs. A confident agent will happily connect you.
How does the agent handle multiple-offer situations?
Prescott’s market can shift quickly depending on the season and inventory levels. Ask how the agent has helped past clients compete successfully without overpaying.
What’s the agent’s availability and communication style?
Some buyers want daily updates; others prefer weekly check-ins. Make sure the agent’s communication habits match your expectations, and ask how quickly they typically respond to calls or texts.
Does the agent know wells and septic systems?
Many properties around Prescott, especially in outlying areas, rely on private wells and septic systems rather than municipal utilities. An experienced agent should be able to explain how these systems affect financing, inspections, and long-term maintenance costs.
What is the agent’s approach to negotiating repairs after inspection?
Ask for examples of how they’ve negotiated repair credits or price adjustments in the past. This reveals both their negotiation skills and their honesty about potential property issues.
Is the agent familiar with local lenders and title companies?
A well-connected agent can recommend trustworthy local professionals who understand Prescott’s specific closing processes, which can prevent delays and surprises.
What sets the agent apart from others in the area?
This open-ended question often reveals the most. Listen for specifics about their process, values, and how they support clients beyond just closing the deal.
How does the agent stay current on Prescott market trends?
Ask whether they attend local market update meetings, review MLS data regularly, or have relationships with other agents that keep them informed about upcoming listings before they hit the market.
Finding an agent who feels like a true partner
Choosing a real estate agent is about more than credentials. It’s about finding someone who listens closely, communicates clearly, and genuinely understands Prescott’s neighborhoods and lifestyle. Take the time to interview a few agents, ask these questions, and trust your instincts about who will advocate best for your interests.
If you’re beginning your home search in Prescott or the surrounding communities, we’d love to help guide you through the process with the same care and attention we’ve offered buyers for over two decades. Dena & Dave Plane (928) 830-6976
The Real Cost of Moving: What to Budget For
Moving costs go well beyond hiring a truck. Between packing supplies, deposits, utility setup fees, and closing costs, most people underestimate their total moving budget by thousands of dollars. This post breaks down every cost to plan for—and what makes Prescott, AZ a smart place to land.
You found your next home. You’ve handed in your notice. Now comes the part most people get wrong: the budget.
Moving expenses have a way of multiplying. What starts as “just a truck and a few boxes” quickly turns into a four-figure surprise as deposits, fees, and setup costs add up. The good news? Every one of these costs is predictable—if you know where to look.
Whether you’re relocating across town or making the move to Prescott, Arizona, here’s a complete breakdown of what to budget for before moving day arrives.
What Kinds of Costs Are Involved in Moving?
Transportation and Labor Costs
This is usually the biggest line item. Hiring professional movers for a local move typically costs between $800 and $2,500, depending on your home’s size and the number of hours the job takes. Long-distance moves are priced differently—most companies charge by weight and mileage, which can push costs to $3,000–$10,000 or more for a full household.
Renting a truck yourself is cheaper on paper, but factor in fuel, mileage fees, insurance, and the physical toll of doing it yourself before committing to that route.
Packing Supplies
Boxes, tape, bubble wrap, and packing paper add up faster than expected. A typical two-bedroom home requires a minimum of 30–50 boxes. Budget around $100–$300 for supplies, or offset costs by sourcing free boxes from grocery stores or local Facebook Marketplace listings.
Deposits and Upfront Housing Costs
If you’re moving into a rental, expect to pay first and last month’s rent plus a security deposit—potentially three months’ rent due upfront. Buying a home brings its own set of upfront costs, including earnest money, inspection fees ($300–$500), and appraisal fees ($400–$700).
Utility Setup and Transfer Fees
Setting up utilities at a new address often involves connection fees for electricity, gas, internet, and water. These fees are small individually—typically $25–$100 per service—but collectively they’re easy to forget. Some providers also require deposits for new customers.
Closing Costs (for Home Buyers)
If you’re purchasing a home, closing costs are one of the most significant expenses to plan for. Buyers typically pay 2–5% of the home’s purchase price in closing costs, which can include loan origination fees, title insurance, escrow fees, and prepaid property taxes. On a $400,000 home, that’s $8,000–$20,000 due at closing.
Storage Fees
Gaps between move-out and move-in dates sometimes require temporary storage. A standard 10×10 storage unit runs $100–$200 per month, depending on location and whether climate control is needed.
Miscellaneous and Hidden Costs
These are the costs that catch people off guard:
- Cleaning fees for your old home or required professional cleaning at a new rental
- Tip for movers — standard practice is $20–$50 per mover for a full-day job
- Replacing items that don’t survive the move or don’t fit the new space
- Childcare or pet boarding on moving day
Building a 10–15% buffer into your total moving budget is a smart way to absorb these unexpected costs without stress.
Why So Many People Are Choosing to Move to Prescott, Arizona
Prescott has become one of Arizona’s most sought-after relocation destinations—and it’s not hard to see why. Sitting at 5,400 feet above sea level, the city offers a four-season climate that’s a dramatic departure from the scorching summers of Phoenix or Tucson. Average summer highs hover around 90°F, while winters bring cool temperatures and occasional snow, giving the area a mountain-town character that’s rare in the Southwest.
The city itself is rich in history. Prescott’s Courthouse Plaza, known locally as “Whiskey Row,” is lined with restaurants, shops, and live music venues. Granite Dells, Watson Lake, and the Prescott National Forest make outdoor recreation a daily option—not a weekend trip.
From a financial standpoint, Prescott offers competitive home prices relative to comparable lifestyle destinations in Colorado or California, along with Arizona’s relatively low property taxes. The Prescott metro area has also seen steady population and job growth, driven by the healthcare, education, and small-business sectors.
For retirees, remote workers, and families looking to trade urban congestion for a slower pace without sacrificing amenities, Prescott consistently ranks among Arizona’s best places to live.
Plan Your Move to Prescott With a Local Expert
Understanding the costs of moving is only half the equation. The other half is making sure you find the right home at the right price—and that’s where having a local Prescott realtor in your corner makes all the difference.
A local real estate professional knows which neighborhoods offer the best value, which areas are growing, and how to negotiate effectively in Prescott’s competitive market. They can also connect you with trusted local vendors, from inspectors to movers, to help keep your costs manageable from start to finish.
Ready to make your move to Prescott, Arizona? Reach out today for a no-obligation consultation. Whether you’re just starting to explore your options or ready to make an offer, I’m here to help you navigate every step of the process. Dena Plane (928) 830-6976 — let’s find your place in Prescott.
8 Smart Ways to Lower Your Cooling Bill This Summer in Prescott, AZ
Prescott summers are something special. The high desert air, the ponderosa pines, the cool evenings—it’s one of the many reasons people love calling this city home. But as temperatures climb into the 90s between June and August, so do electricity bills.
The good news? A few targeted changes can make a big difference. Here are eight practical, proven tips to keep your home cool—and your power bill in check—this summer.
1. Upgrade to a Programmable or Smart Thermostat
One of the easiest wins for any homeowner is swapping out an old thermostat for a programmable or smart model. Devices like the Nest or Ecobee learn your schedule and adjust temperatures automatically, so you’re not cooling an empty house at full blast all day. According to the U.S. Department of Energy, you can save up to 10% per year on cooling costs simply by turning your thermostat back 7–10°F for eight hours a day. In Prescott, where summer afternoons can peak above 95°F, that kind of efficiency adds up quickly.
2. Take Advantage of Prescott’s Cool Evenings
Unlike Phoenix or Tucson, Prescott’s elevation—sitting at nearly 5,400 feet above sea level—means evening temperatures often drop into the 60s, even in the heart of summer. This is a huge advantage that many homeowners underutilize. Open your windows after sunset to flush out the day’s heat with cool night air, then close them again in the morning before temperatures begin to rise. This natural ventilation strategy can reduce how hard your air conditioner has to work during peak afternoon hours.
3. Seal Air Leaks Around Doors and Windows
Even the best air conditioner can’t keep up with a home that’s leaking cool air. Gaps around doors, windows, and attic hatches are among the most common culprits. A simple weatherstripping kit or a tube of caulk—both available at your local hardware store—can seal these leaks and make a noticeable difference in how efficiently your home holds its cool temperature. The EPA estimates that sealing air leaks and adding insulation can save homeowners an average of 15% on their heating and cooling bills.
4. Service Your HVAC System Before Peak Season
A dirty or poorly maintained air conditioning unit has to work harder to produce the same amount of cooling, leading to higher energy consumption and a shorter lifespan. Schedule a professional HVAC tune-up each spring before the summer heat sets in. Have the technician clean the coils, check refrigerant levels, and replace filters. If your unit is more than 10–15 years old, it may be worth considering an upgrade to a higher-efficiency model—modern systems with a high SEER (Seasonal Energy Efficiency Ratio) rating can significantly cut your cooling costs.
5. Install or Add Insulation in Your Attic
Heat doesn’t just come through your windows—it radiates down from your roof. In Prescott’s intense summer sun, an uninsulated or under-insulated attic can act like an oven sitting directly above your living space. The U.S. Department of Energy recommends R-38 to R-60 insulation for attics in Arizona’s climate zone. If your home hasn’t been assessed recently, it’s worth having an energy auditor take a look.
6. Use Ceiling Fans Strategically
Ceiling fans don’t actually lower the temperature in a room—but they make it feel cooler, which means you can set your thermostat a few degrees higher without sacrificing comfort. The key is to make sure your fans are spinning counterclockwise in summer, which pushes cool air down toward occupants. According to Energy Star, using ceiling fans alongside your AC can allow you to raise the thermostat by about 4°F with no reduction in comfort. Just remember to turn fans off when you leave a room—they cool people, not spaces.
7. Block Direct Sunlight with Window Treatments
South- and west-facing windows receive the most direct sun during Prescott’s summer afternoons. Without proper shading, that sunlight can raise indoor temperatures significantly and send your air conditioner into overdrive. Cellular shades, blackout curtains, or solar window films are all effective solutions. For a longer-term investment, consider installing exterior awnings or planting shade trees on the sunny sides of your home. The Department of Energy notes that shading windows can reduce heat gain by up to 77%.
8. Switch to LED Lighting Throughout Your Home
This one is easy to overlook, but traditional incandescent bulbs release about 90% of their energy as heat rather than light. In a home that’s already fighting the summer sun, that excess heat forces your cooling system to compensate. Replacing your home’s bulbs with LED alternatives generates far less heat, consumes up to 75% less energy, and lasts significantly longer. It’s a small change with a surprisingly meaningful impact on both your energy consumption and indoor comfort.
Implementing even a handful of these strategies can translate into real savings on your summer power bill—and a more comfortable home throughout the season. Whether you’re a long-time Prescott resident or just settling into a new home, these upgrades are worth the effort.
Thinking about buying or selling a home in Prescott? Working with a local real estate expert means getting insight into which properties are built for efficiency—and which ones will cost you more to cool. Give Dave & Dena Plane a call today, 928-830-6976 we know this market inside and out.
Your First Home in Prescott: 3 Tips That Will Actually Help You Get There
3 Tips Every First-Time Buyer Needs Before Buying in Prescott
Buying your first home is one of the biggest moments of your life — and if you’re looking at Prescott, Arizona, you’ve already made a great choice. This town has a way of pulling people in. The ponderosa pines, the historic courthouse square, the four seasons, and the tight-knit community feel. It checks a lot of boxes.
But let’s be honest — the process of actually buying that home? It can feel overwhelming. You’re juggling finances, paperwork, competing offers, and a thousand opinions from well-meaning friends and family. After years of helping buyers find their footing in the Prescott market, I’ve seen the same patterns come up again and again. The buyers who feel confident and prepared almost always do a few key things right from the start.
Here are the three tips I share with every first-time buyer who walks through my door.
1. Get Pre-Approved Before You Fall in Love With a House
It sounds simple, but you’d be surprised how many buyers start browsing Zillow for weeks before ever talking to a lender. In Prescott’s market, where well-priced homes can move fast, going in without a pre-approval letter is like showing up to a negotiation without anything to say.
Getting pre-approved does a few important things for you:
- It tells you your real budget. Not the number you’re hoping for — the actual number a lender will work with. Having a budget shapes everything.
- It makes your offer competitive. Sellers and their agents take pre-approved buyers much more seriously than those who are “still figuring things out.”
- It catches surprises early. Credit issues, debt-to-income ratios, past financial hiccups — it’s far better to know about these before you’ve found your dream home on Gurley Street.
Work with a local lender if you can. They understand Arizona-specific loan programs and can sometimes move faster when it counts. I’m happy to refer you to someone I trust.
2. Understand What You’re Buying Into — Not Just the House, But the Neighborhood
Prescott isn’t one-size-fits-all. The area has distinct pockets, each with its own personality, price point, and lifestyle feel.
- Downtown Prescott offers walkability, character homes, and proximity to restaurants and events — but older homes often come with older infrastructure.
- Prescott Valley tends to offer more space for the dollar and newer builds, which can be great for buyers watching their maintenance budget.
- Prescott Lakes, Talking Rock, or the Highlands offer golf-course living and mountain views, but come with HOA rules and dues to factor in.
- Chino Valley and the surrounding areas attract buyers seeking land, privacy, or a more rural lifestyle.
Beyond neighborhoods, think about elevation, commute, school districts, and proximity to services. Prescott sits at roughly 5,400 feet, so if you’re coming from a lower-elevation city, that’s a real lifestyle change worth considering.
Spend time driving the areas you’re considering — not just checking them out online. Walk around on a Tuesday afternoon. Grab coffee and get a feel for the pace. The home matters, but so does where it lives.
3. Budget Beyond the Purchase Price
First-time buyers often zero in on the monthly mortgage payment and stop there. But there are costs around a home purchase that can catch you off guard if you don’t plan for them.
Here’s what to keep on your radar:
- Closing costs typically run 2–5% of the loan amount. On a $400,000 home, that’s $8,000–$20,000 in addition to your down payment.
- Home inspection fees in the Prescott area generally run $350–$600 and are worth every penny. Arizona homes, especially older ones in historic areas, can have quirks — foundation issues, aging roofs, outdated electrical systems — that need to be evaluated by a professional before you commit.
- Ongoing maintenance is real. Budget roughly 1% of your home’s value per year for upkeep. That number climbs for older homes or properties with larger lots.
- Utilities and HOA fees vary a lot depending on the neighborhood and elevation. Ask questions before you close.
None of this is meant to scare you — it’s meant to help you buy with your eyes open. A little planning now means a lot less stress down the road.
Ready to Buy Your First Home in Prescott? Let’s Talk.
Buying a home here is absolutely worth it. Prescott has something genuinely special, and owning a piece of it is a decision most people never regret. What they sometimes regret is going through the process without the right person in their corner.
I’m here to answer your questions, walk you through every step, and help you make a confident, informed decision — not a rushed or stressful one.
Reach out today, and let’s start the conversation. Whether you’re six months away from being ready or ready right now, I’d love to be your guide to finding your first home in Prescott.
Dena & Dave Plane
(928) 830-6976
10 Things to Avoid After Applying for a Mortgage
Applying for a mortgage is a massive milestone. You submitted the paperwork, your credit looks solid, and you want nothing more than to find your perfect place here in Prescott, Arizona.
But wait—the loan process is far from over. Until you sit at the closing table and the keys are in your hand, your financial profile is still under the microscope.
What you will learn here: How to protect your mortgage approval by keeping your finances perfectly stable.
Why it matters: Even small financial changes can delay your loan or cause a complete denial from the underwriter.
Quick takeaways:
- Keep your money right where it is.
- Avoid taking on any new debt.
- Stay at your current job.
- Communicate quickly with your lender.
To help you navigate this exciting time, here are the top 10 things to avoid after you apply for a home loan.
1. Do Not Make Large Purchases
It is tempting to buy new furniture for that beautiful cabin in the pines, but you need to hold off. Buying a car, new appliances, or expensive furniture changes your debt-to-income ratio. Lenders track your debt closely. If you add a new monthly payment to your profile, you might no longer qualify for the home loan. Wait until after closing to go shopping.
2. Do Not Open New Credit Accounts
Every time you apply for a new credit card or store financing, the creditor pulls a hard inquiry on your credit report. This temporarily lowers your credit score. Furthermore, having access to new credit lines looks risky to mortgage lenders. Skip the 10% discount at the hardware store register and keep your credit completely frozen.
3. Do Not Change Jobs or Career Paths
Lenders love stability. They will verify your employment right before you close on the house. If you switch jobs, start a new business, or change how you get paid (e.g., moving from a steady salary to pure commission), the entire process can pause. If an unavoidable job change happens, tell your lender immediately.
4. Do Not Miss Any Bills or Payments
Keep paying your rent, credit cards, and auto loans exactly on time. A single late payment can drop your credit score fast, which might push you into a higher interest rate or disqualify you entirely. Set up automatic payments to make sure you never miss a due date during the busy home-buying process.
5. Do Not Move Money Without Documentation
Shifting funds between your savings and checking accounts makes it incredibly hard for underwriters to track your assets. Lenders need to see a clear, simple history of your money. If you absolutely must transfer funds, keep a detailed paper trail of every single transaction.
6. Do Not Make Unexplained Cash Deposits
Cash is famously hard to trace. If you suddenly deposit a large amount of cash into your checking account, lenders worry that you took out an undisclosed personal loan. If a family member is gifting you money to help with the down payment, ask your loan officer exactly how to document it before you deposit a single dollar.
7. Do Not Close Existing Credit Accounts
It sounds smart to close an old credit card you never use. However, doing this actually lowers your available credit and shrinks your total credit history. Both of these actions will hurt your credit score. Leave all your current accounts open and active, even if the balance is zero.
8. Do Not Co-Sign a Loan for Anyone Else
When you co-sign a loan for a friend or family member, you take full legal responsibility for that debt. Even if you never make a payment yourself, the mortgage company counts that exact debt against your monthly income. You must politely say no to anyone asking you to co-sign until your new home is officially yours.
9. Do Not Max Out Your Current Credit Cards
Running up the balances on your existing cards increases your credit utilization rate. Even if you plan to pay the whole balance off next month, a high balance on the day your lender checks your credit will cause severe problems. Try to keep your credit card balances below 30% of their total limit.
10. Do Not Ignore Questions From Your Lender
The underwriting team will almost certainly ask you for extra documents. They might need an updated bank statement, your most recent pay stub, or a quick letter explaining a past address. Respond right away. Delays on your end will always delay your closing date.
Keep Your Finances Boring
When you are waiting for a mortgage to close, financial boredom is your best friend. Keep your routine steady, pay your bills on time, and avoid making any sudden money moves.
If you just received your pre-approval and want to explore the Prescott housing market, we are here to help. Call us today to start looking for a beautiful new home in Prescott, Arizona! Dena and Dave Plane 928-830-6976!
Creative Storage Ideas for Every Room in a Small House
Finding the perfect home in Prescott, Arizona, often means falling in love with a cozy, character-filled property. But moving into a smaller house brings a common challenge: figuring out where to put all your stuff. You want your home to feel open and inviting, not cramped and cluttered.
You do not need to tear down walls or build expensive additions to create more space. A few smart strategies can completely transform how your house functions. When you optimize the space you already have, your home feels larger, looks cleaner, and becomes much easier to maintain.
Whether you are preparing to list your property or just settling into a new place near the Courthouse Plaza, these practical storage solutions will help you make the most of every square inch. Here are two creative storage ideas for every room in your small house.
The Kitchen: Maximizing Culinary Quarters
Kitchens in smaller homes often lack sufficient pantry and cabinet space. Keeping your counters clear is the secret to making the room feel larger.
Utilize Vertical Cabinet Space
Most kitchen cabinets have a lot of wasted space between shelves. You can easily double your storage capacity by adding simple shelf risers. These wire or plastic stands let you stack plates, bowls, and mugs without creating precarious towers.
For tall cabinets, install tension rods vertically to organize cutting boards, baking sheets, and large platters. This keeps them upright and easy to grab, freeing up the wide shelves for bulky appliances and food items.
Harness the Power of Magnets
When drawer and counter space are limited, look to your walls. A strong magnetic knife strip mounted above the backsplash holds all your essential cutlery safely out of the way.
You can take this a step further by using magnetic spice jars. Attach them to the side of your refrigerator or a mounted metal plate. This eliminates the need for a bulky spice rack and frees up valuable shelf space in your pantry.
The Living Room: Hiding Clutter in Plain Sight
The living room serves as the central gathering place. It needs to hold electronics, blankets, books, and games while still looking presentable for guests.
Invest in Multi-Functional Furniture
In a small living area, every piece of furniture must earn its keep. Swap out a traditional coffee table for a storage ottoman or a trunk. This provides a massive hidden compartment for extra throw blankets, board games, or seasonal decor.
When you buy a sofa, look for models with built-in storage chaises or hidden compartments under the cushions. This gives you closet-level storage capacity right in the middle of your living room, completely invisible to visitors.
Go High with Floating Shelves
When floor space is scarce, build upward. Installing floating shelves near the ceiling draws the eye up, making the room feel taller.
Run a continuous floating shelf above doorways or windows to hold books, decorative baskets, or display items. This keeps your favorite items accessible and visible without eating into your walkable floor area or requiring bulky bookcases.
The Bedroom: Creating a Restful Retreat
A cluttered bedroom makes it difficult to relax and unwind. Keeping your personal sanctuary organized requires smart hidden storage.
Upgrade Your Under-Bed Strategy
The space beneath your bed is prime real estate. Instead of shoving cardboard boxes underneath, invest in rolling under-bed drawers that match your frame. These act like an entirely separate dresser for off-season clothing, shoes, or extra linens.
If you are buying a new bed, consider a hydraulic lift bed. The entire mattress lifts easily, revealing a massive storage compartment underneath. It provides the same storage volume as a small closet, perfect for bulky winter coats and extra bedding.
Optimize Your Closet Doors
Do not ignore the back of your bedroom and closet doors. An over-the-door shoe organizer is a classic space-saver, but its uses go far beyond footwear.
Use these pocketed organizers to store rolled belts, scarves, jewelry, and even rolled-up t-shirts. If pockets do not suit your needs, install a series of sturdy hooks on the back of the door to hold bathrobes, purses, or tomorrow’s outfit.
The Bathroom: Streamlining Your Sanctuary
Small bathrooms easily become overwhelmed by toiletries, towels, and cleaning supplies. Keeping surfaces clear makes the space feel spa-like rather than cramped.
Install Over-the-Toilet Shelving
The wall space directly above your toilet is often completely ignored. An over-the-toilet storage unit, also known as an étagère, adds multiple tiers of shelving without widening your bathroom’s footprint.
Use these shelves to hold neatly folded towels, attractive toiletry baskets, and extra rolls of toilet paper. If a freestanding unit feels too bulky, mount two or three floating glass shelves in that same space for a lighter, more modern look.
Mount Organizers Inside Cabinet Doors
The cabinet under the bathroom sink usually turns into a tangled mess of hair tools and cleaning bottles. You can fix this by attaching adhesive organizers to the inside of the cabinet doors.
Small wire racks or acrylic bins can hold hairbrushes, styling products, and daily skincare items. You can also use small adhesive hooks to hang hair dryers or straighteners by their cords, keeping them untangled and easy to reach.
The Entryway: Organizing the Drop Zone
Even if your small house lacks a dedicated mudroom, you need a system for the moment you walk through the front door.
Create a Slim Hall Tree
If you have just a few feet of wall space near the door, build a slim drop zone. A narrow bench with cubbies underneath provides a spot to sit and a place to hide shoes.
Above the bench, mount a row of sturdy coat hooks and a narrow shelf. This captures jackets, hats, and bags as you enter, preventing them from draping over your living room chairs.
Set Up a Wall-Mounted Command Center
Mail, keys, and sunglasses quickly clutter up kitchen counters if they do not have a designated home. Install a small, wall-mounted organizer right by the door.
Look for one that includes a small slot for incoming mail, a few hooks for keys, and a tiny shelf for sunglasses or a wallet. This keeps your everyday essentials organized and guarantees you never have to hunt for your keys before leaving the house.
Maximize Your Prescott Home
Living in a small house does not mean you have to sacrifice comfort or style. By utilizing vertical space, choosing multi-functional furniture, and getting creative with hidden compartments, you can make any space feel open and organized.
If you are preparing to sell your home, implementing these storage solutions will show potential buyers exactly how functional the property can be. Buyers love seeing homes that feel spacious and well-maintained.
Are you looking to buy or sell a home in the Prescott area? Reach out today to The Plane Team to discuss your real estate goals. Together, we can find a property that perfectly fits your lifestyle and your storage needs. Dena & Dave Plane (928) 830-6976
Sell Faster: Making Your Home Accessible to Buyers
Sell Your Home Faster: The Ultimate Guide to Buyer Accessibility
You finally decided to list your home. You cleaned the carpets, painted the walls, and planted fresh flowers by the front door. But there is one crucial element many sellers completely overlook: how easy it is for buyers actually to get inside.
When buyers encounter hurdles in viewing your property, they often move on to the next listing. Real estate markets move fast. If your home is difficult to show, you are leaving money on the table. Making your house accessible to potential buyers is one of the most important steps in the selling process.
This guide breaks down exactly why accessibility matters. We will explore practical ways to make access as easy as possible, ensuring you never miss an opportunity to impress a buyer.
Why Accessibility Can Make or Break a Sale
Buyers usually look at multiple properties in a single day. Real estate agents map out tight schedules to show their clients as many viable options as possible. If your home has restricted showing times or requires 48 hours of notice, agents might skip it entirely.
When you limit access, you limit your buyer pool. A smaller buyer pool means fewer offers, less competition, and ultimately, a lower final sale price. Making your home highly accessible signals to buyers and their agents that you are a motivated, cooperative seller. This positive first impression often sets the tone for smooth negotiations down the line.
Practical Ways to Maximize Buyer Access
Creating an accessible home goes beyond simply unlocking the front door. You want the physical and logistical experience to be completely seamless. Here are the most effective ways to make your home accessible.
Embrace Flexible Showing Schedules
The golden rule of selling a home is to accommodate the buyer’s schedule. Buyers often have limited free time, typically after work or on weekends.
You need to approve showing requests quickly. While it is inconvenient to leave your house on short notice, that sudden showing could be the one that brings a full-price offer. Try to keep your home in a state of “showing readiness” so you can comfortably say yes to last-minute requests.
Utilize Secure Lockboxes
Your real estate agent will likely recommend using an electronic lockbox. This is a non-negotiable tool for accessibility. A lockbox allows licensed agents to show your home securely when you are not there.
Avoid insisting on being present for showings. Buyers feel uncomfortable and rushed when the homeowner hovers in the background. They want to open closets, discuss renovations, and speak freely with their agent. Give them the privacy they need to envision themselves living in the space.
Manage Pets During Showings
We all love our pets, but they can be major obstacles during a showing. Not all buyers are comfortable around animals, and a barking dog can completely ruin the viewing experience.
Plan a strategy for your pets. Take them for a walk, put them in daycare, or take them for a drive while buyers tour the home. If you must leave a pet at home, secure them safely in a crate with a clear note for the showing agent. Make sure pet beds and litter boxes are spotless to avoid any lingering odors.
Overcoming Common Obstacles
Selling a home while living in it requires patience. You might have small children, work from home, or have tenants currently occupying the property.
If you work from home, communicate your most inflexible hours to your agent, but try to remain as adaptable as possible. Take a long lunch break or work from a local coffee shop during peak showing hours.
If you have tenants, communication is vital. Offer them incentives for keeping the place tidy and accommodating showings. Respect their rights, but ensure they understand the importance of making the property accessible to prospective buyers.
Ready to Make Your Move?
Selling your home requires teamwork, preparation, and a commitment to making the property shine for every single buyer. When you prioritize accessibility, you set yourself up for a faster sale and a better price.
Are you thinking about your next chapter? If you are looking for stunning landscapes, wonderful communities, and an incredible quality of life, consider moving to Prescott, Arizona. Prescott offers a perfect blend of outdoor adventure and historic charm.
Whether you are buying your dream home in Prescott or need to sell your current property with a strategy that actually works, you need an expert in your corner. Call us today. As your trusted real estate professional, we will guide you through every step of the process. Let’s make your real estate goals a reality. Call Dena & Dave Plane (928) 830-6976.
Downsizing in Prescott: Is Less More for You?
The kids have moved out, the spare rooms are gathering dust, and spending your weekends cleaning a 3,000-square-foot house just isn’t how you want to enjoy the beautiful Arizona weather anymore. If this sounds familiar, you aren’t alone. Many of my clients here in Prescott reach a point where their beloved family home feels more like a burden than a sanctuary.
Deciding to downsize is a significant life event. It’s not just about moving boxes; it’s about reshaping your lifestyle. As a local realtor, I’ve walked many homeowners through this transition. It’s often bittersweet, but when done right, it opens the door to a freedom you might not have felt in years.
Here is what you need to consider before putting that “For Sale” sign in the yard.
Evaluate Your “Right Now” and Your “Someday”
Downsizing isn’t just about buying a smaller house; it’s about buying a home that fits who you are now and who you will be in ten years.
I often see clients rush into a charming cottage near the Square, only to realize six months later that it doesn’t quite work for their knees or their hobbies. When you look at smaller properties, ask yourself tough questions about accessibility. A two-story townhouse might look perfect today, but will those stairs be a nuisance—or a hazard—down the road? Single-level living is incredibly popular here in Prescott for a reason.
Think about your space needs realistically. You might be shedding square footage, but you don’t have to shed your passions. If you are an artist, do you need a dedicated studio space? If you love hosting Thanksgiving, can the dining area handle an extended table? Downsizing doesn’t mean giving up what you love; it just means prioritizing the space for those things over empty guest rooms.
The Financial Reality Check
Most people assume downsizing automatically equals more money in the bank. While that is often true, it isn’t a guarantee. You need to look at the full financial picture.
The Hidden Costs of Selling and Buying
Remember that selling your current home comes with costs: agent commissions, closing costs, and potential repairs to get it market-ready. On the buying side, you have inspection fees, moving costs, and potentially higher interest rates if you are taking out a new mortgage.
HOA Fees
Many of the fantastic smaller home communities in the Prescott area, like those in Prescott Lakes or Stoneridge, come with Homeowners Association (HOA) fees. While these fees often cover amenities (a huge plus!), they are a monthly expense you need to factor into your new budget.
Tax Implications
If you have lived in your current home for a long time, you have likely built up significant equity. However, depending on the profit margin, there could be capital gains tax implications. It is always wise to chat with a tax professional before making a move, so you know exactly what your net proceeds will look like.
The Emotional Side of Letting Go
We can talk numbers all day, but the hardest part of downsizing is often the emotional weight. Your home is where you marked heights on doorframes, hosted graduation parties, and built a life. Packing up those memories is heavy work.
I advise my clients to start the decluttering process early—long before we list the home. Don’t try to tackle the whole house in a weekend. Start with one closet. Sort items into “Keep,” “Donate,“ and “Give to Family.”
Be prepared for your children not to want everything. It can be tough to hear that your daughter doesn’t want the china set you’ve saved for her, but lifestyles have changed. Try not to take it personally. Focus on the liberation of letting go. Every item you donate is one less thing to dust, store, or worry about. You are trading possessions for peace of mind.
The Upside: Why It’s Worth It
I have focused on the considerations and challenges, but let’s talk about the reward. The clients I help downsize almost universally report a sense of lightness once the dust settles.
Reduced Maintenance: Imagine a weekend where you don’t have to clean gutters, paint a massive deck, or vacuum four unused bedrooms. A smaller home generally means significantly less upkeep.
Lower Utility Bills: Heating and cooling a 1,500-square-foot home in our chilly winters and warm summers is far cheaper than conditioning a cavernous two-story build.
Freedom to Travel: With fewer home responsibilities and potentially more cash flow, you might finally take those trips you’ve been postponing. Lock-and-leave lifestyles are much easier in a condo or patio home.
Is Now the Right Time?
There is no perfect age to downsize. The right time is when your current home stops serving your lifestyle and starts hindering it. If you find yourself avoiding certain rooms, stressing about yard work, or feeling lonely in a big empty house, it might be time to start the conversation.
Prescott is a wonderful place to start a new chapter. Whether you are looking for a cozy cabin in the pines or a sleek condo with city views, there is a smaller space here that fits your next big adventure.
If you are curious about what your current home is worth or want to see what is available in the smaller market, give us a call. We can review the numbers to see if downsizing makes sense for you.
Dena and Dave Plane
(928) 830-6976
