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The Wealth-Building Power of Homeownership: What Every Aspiring Home Buyer Needs to Know

By Dena Plane | June 11, 2024

Homeownership has long been considered a cornerstone of the American Dream, yet its true wealth-building potential is often overlooked. For many, the journey from renting to owning can be daunting. However, understanding the myriad financial benefits can make all the difference. In this blog post, we’ll explore how homeownership can build wealth, comparing it with […]

5 Tips for Making Your Best Offer on a Home

By Dena Plane | May 13, 2024

Being prepared to swiftly make an offer on a home in a seller’s market is crucial. Here are five straightforward tips to equip you for the competitive landscape. Know Your Budget: Knowing your budget is critical to be a successful homebuyer. First, create a plan to save for a down payment. Also, the best step is to work […]

Self-employed home buyer

Navigating the Home Buying Journey: Mortgage Tips for the Self-Employed

By Dena Plane | April 10, 2024

As the economy rapidly expands and more professionals opt for self-employment, the traditional path to homeownership continues to have unique obstacles for this growing demographic. Navigating the mortgage landscape can be daunting for the self-employed, who often endure additional scrutiny and documentation requirements compared to their W-2 counterparts.  In this guide, self-employed home seekers will […]

Owning a Home – The American Dream

By Dena Plane | March 6, 2024

For many, the phrase ‘American Dream’ conjures a quintessential image of a white picket fence surrounding a beautiful home, symbolizing the pinnacle of personal accomplishment and financial security. The truth is that owning a home is a profoundly cherished ideal in America. It’s a significant milestone and an emotional investment that often defines one’s sense […]

Smart Ways Homeowners Can Cut Cooling and Heating Costs

By Dena Plane | February 7, 2024

If one household expense can leave you hot under the collar or chilled to the bone, it’s the cost of keeping your home at a comfortable temperature. Air conditioning and heating costs are a significant part of your utility bills, but they don’t have to break the bank. Whether you want to save money or […]

WARNING Inspect Lipstick Flips Before Buying

By Dena Plane | January 11, 2024

It is hard to miss all of the Flip/House Makeover shows on television.  Some transformations are incredible, but some seem ‘too good to be true.’  Okay, maybe they are ‘true,’ but are the makeovers good enough to last long-term? When inventory is tight and newly renovated homes are wooing prospective buyers, you must take a […]

How Property Taxes Can Impact Your Mortgage Payment

By Dena Plane | December 11, 2023

When you become a homeowner, you are also responsible for paying property taxes. These taxes can take a significant chunk out of your finances, and it’s essential to understand their impact on your mortgage payment. Property tax is a recurring expense and can affect the affordability of your home, especially if you’re purchasing in an […]

Prescott is Home to Incredible Bakeries!

By Dena Plane | November 15, 2023

Prescott, Arizona, is home to some of the finest bakeries in the country. Whether you live here or are just visiting, it’s worth taking time out of your day to explore what these local spots have to offer. With each bakery boasting something different – from specialty baked goods and cakes for any occasion – […]

How to Lower Your Heating Bill

By Dena Plane | October 11, 2023

Prescott, Arizona, covered in a blanket of snow, is breathtaking! Match that with Christmas lights, making it the most magical time of year. You may notice an unwelcome increase in your heating bill with the temperature drop. Here are some tips on how to lower your heating bill and still stay cozy this winter: Weather […]