Buying a Home

Buying a Home

Navigating the Home Buying Journey: Mortgage Tips for the Self-Employed

As the economy rapidly expands and more professionals opt for self-employment, the traditional path to homeownership continues to have unique obstacles for this growing demographic. Navigating the mortgage landscape can be daunting for the self-employed, who often endure additional scrutiny and documentation requirements compared to their W-2 counterparts. In this guide, self-employed home seekers will […]
Buying a Home

Owning a Home – The American Dream

For many, the phrase ‘American Dream’ conjures a quintessential image of a white picket fence surrounding a beautiful home, symbolizing the pinnacle of personal accomplishment and financial security. The truth is that owning a home is a profoundly cherished ideal in America. It’s a significant milestone and an emotional investment that often defines one’s sense […]
Buying a Home

WARNING Inspect Lipstick Flips Before Buying

It is hard to miss all of the Flip/House Makeover shows on television. Some transformations are incredible, but some seem ‘too good to be true.’ Okay, maybe they are ‘true,’ but are the makeovers good enough to last long-term? When inventory is tight and newly renovated homes are wooing prospective buyers, you must take a […]
Buying a Home

How Property Taxes Can Impact Your Mortgage Payment

When you become a homeowner, you are also responsible for paying property taxes. These taxes can take a significant chunk out of your finances, and it’s essential to understand their impact on your mortgage payment. Property tax is a recurring expense and can affect the affordability of your home, especially if you’re purchasing in an […]

Buying a Home Navigating the Home Buying Journey: Mortgage Tips for the Self-Employed As the economy rapidly expands and more professionals opt for self-employment, the traditional path to homeownership continues to have unique obstacles for this growing demographic. Navigating the mortgage landscape can be daunting for the self-employed, who often endure additional scrutiny and documentation requirements compared to their W-2 counterparts. In this guide, self-employed home seekers will […]

Buying a Home Owning a Home – The American Dream For many, the phrase ‘American Dream’ conjures a quintessential image of a white picket fence surrounding a beautiful home, symbolizing the pinnacle of personal accomplishment and financial security. The truth is that owning a home is a profoundly cherished ideal in America. It’s a significant milestone and an emotional investment that often defines one’s sense […]

Buying a Home WARNING Inspect Lipstick Flips Before Buying It is hard to miss all of the Flip/House Makeover shows on television. Some transformations are incredible, but some seem ‘too good to be true.’ Okay, maybe they are ‘true,’ but are the makeovers good enough to last long-term? When inventory is tight and newly renovated homes are wooing prospective buyers, you must take a […]

Buying a Home How Property Taxes Can Impact Your Mortgage Payment When you become a homeowner, you are also responsible for paying property taxes. These taxes can take a significant chunk out of your finances, and it’s essential to understand their impact on your mortgage payment. Property tax is a recurring expense and can affect the affordability of your home, especially if you’re purchasing in an […]

Buying a Home Top Home Searching Tips In today’s housing market, low inventory dominates many conversations in Prescott and many areas of the country. With less inventory available, this increases the need for preparation for homebuyers when a house becomes available. Without preparation, you may miss out on a great opportunity. To help out, we have summarized five tips from Realtor.com’s article, “How to […]

Buying a Home Is a Home Warranty Right for You? Home Warranty Pros and Cons A home warranty offers some peace of mind regarding inevitable repairs and maintenance on your property. These contracts can cover various things, from electrical and plumbing work to appliances and HVAC repairs. However, finding the right policy can be overwhelming, particularly if you are a first-time homeowner. According to the […]

Buying a Home How to Make a Down Payment Possible Do you wish the rent you are paying was going into your future? Unfortunately, the down payment required to buy a home prevents people from switching from renter to homeowner. Climbing the “down payment mountain” isn’t impossible. It’s about breaking your essential, challenging, audacious goal into practical steps. Saving for a down payment on a […]

Buying a Home Read This Before Buying Flipped House We love the multitude of TV shows, taking a worn-down home and flipping it. Seeing an old house tuned up always grabs my attention. Hands down, before and after pictures are my favorite part! Have you recently fallen in love with a “flipped” home? Does the idea of moving into a cleanly renovated space excite […]

Buying a Home Can You Buy a Home With Bad Credit? Bad credit can be disheartening, and many believe that bad credit can disqualify you from buying a house. While it can be difficult, buying a home with bad credit is possible. Below I have put together tips on what steps you can take to boost your prospects of buying a home. If you’re not in the position to buy today, preparing for what could be available […]

Buying a Home Moving Day Survival Kit Instructions How to Prepare For a Move If you’re like most people, moving is right up there with doing your taxes and getting a root canal on your list of favorite activities. But it doesn’t have to be that way! With some preparation and organization, you can make your moving day go as smoothly as possible. […]

Buying a Home 8 Must-Watch Zones for Fighting Mold in Your Home Major Places You Need to Control Mold For a healthy home, monitoring and eliminating mold is crucial. Unfortunately, mold in your home is sneaky and can creep up on you when you least expect it. Commonly, household mold develops because of water damage or a damp surface. Spores are known to stay dormant until they […]

Buying a Home The Truth About Price Per Square Foot Understanding “Price Per Square Foot” Price per square foot is a real estate concept that is easy to understand but equally easy to misuse. The formula is pretty simple: To determine the price per square foot, you divide the house’s sale price by the house’s square footage. Price per square foot helps look at broad […]

Buying a Home Tips to Navigate Multiple Offers Multiple Offers, New Normal If you’re thinking of buying a home today, you already know that the number of homes available for sale is low. But what does that really mean for you? As a buyer, low housing supply coupled with high buyer demand means you need to be equipped to navigate a highly competitive […]

Buying a Home Tips to Win Your Next Home with a Love Letter Have you been passed up, and not been selected on a home in a seller’s market? While it may surprise you, your odds of being accepted on buying a home will increase by writing a “Love Letter” to the sellers about their home. Who doesn’t love a “Love Letter”? Sellers especially love “Love Letters”! A […]

Buying a Home Are Agents Required? New Home or Existing? Are you looking to buy a home? Are you looking for a new build or an existing home? If you are leaning toward purchasing a new build, there is a question you need to ask yourself: Do I need to hire a real estate agent to represent me when I buy a new home from […]

Buying a Home Answers for First-Time Home Buyers It’s time for first-time homebuyers to turn their dream into a reality and own their very own home. Most first-time buyers have the same questions, which is why I’ve put together this down-and-dirty answer guide for the most common questions home buyers have. What kind of credit score do I need to have? Generally, 630 […]

Buying a Home Woo Sellers with Personalized Touches If you’re home hunting in a competitive market, you’ve probably had the heartbreaking experience of losing out on the perfect house. It can be incredibly frustrating to find out the seller rejected your offer in favor of another buyer. How can you do your best to make sure it doesn’t happen again? When a seller […]

Buying a Home Pretty Homes Can Hide Ugly Problems It is hard to miss all of the Flip/House Make-Over shows on television. Some of the transformations are incredible, but some transformations seem ‘too good to be true.’ Okay, maybe they are ‘true,’ but are the make-overs good enough to last long-term? When inventory is tight and newly renovated homes are wooing prospective buyers, you need to […]

Buying a Home Commonly Overlooked Home Inspection Details Home inspection professionals are trained to spot problems and evaluate a home’s overall condition. Home inspectors will do their best to be ethical and thorough, however, they are also still human, and as a result, sometimes details escape their attention. If you’re making a major investment in a home, there’s no reason you have to […]

Buying a Home Questions You Need to Ask Sellers When you’re about to put your hard-earned money into a home, you want to know everything you can about that home’s history. While there are common questions to ask about a home’s condition, history, and location, there are some questions buyers often overlook. Don’t rely on sellers to volunteer this information. In some cases, they […]

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